Just when you think you’ve thought of everything for your wedding, the wheels began to turn in your head. What if I lose my ring? What if my gown is ruined? What if the weather turns sour? There are hundreds of things that could go wrong on your Atlanta wedding day, so the question is, how do you protect yourself?
Wedding insurance is not a new idea, in fact, the insurance has been available to purchase for many years. As we all know, weddings are not inexpensive, and many brides and grooms have been opting to purchase wedding insurance to protect the investment of their special day. Typical wedding contracts do not cover the unexpected event that ultimately cancels your wedding. For example, most basic contracts state that all monies and deposits paid will be kept and held – no matter what the circumstances.
Basic wedding insurance generally covers the typical wedding costs – photographer, gowns and tuxes, rings and deposits on the venue. Engagement rings are covered by your home insurance provider, such as State Farm or Liberty Mutual. It is important that you file your engagement rings with your provider as soon as possible to prevent a meltdown after theft or loss.
General liability insurance may also be a wise thing to purchase if you are wary of accidents or injuries that occur to your guests. General liability insurance will cover up to a predetermined amount of money for accidents that happen at your wedding, for example: tables that scratch the venue floor, a guest that falls and is injured, or your damage to an attendee’s car from another guest. Remember, purchase insurance early – in the event of a tornado or hurricane at your Atlanta wedding, many insurance companies will not offer you a policy once warnings have been spread across the television.
One of the most popular wedding insurance companies, WedSure, allows their customers to pick and choose which items and events they would like to be protected against. Offering nine different insurance policies, you can choose to insure everything from your rings, your rented property, and even a cancellation due to a change of heart. Beginning at just $95, wedding insurance is practically an expense you can’t afford to pass up.
